Car Insurnace Top Tips

Top tips to reduce insurance premiums

• Buy over the internet and you could save money.
• Fit insurance approved anti-theft devices to your vehicle.
• Insure all your cars with the same company and you may get a multi-car discount.
• Some insurance companies offers discounts for taking out home and motor insurance.
• Check the insurance group of any new car you are considering buying. Groups run from 1 to 20 with group 1 being the cheapest to insure.
• If your insurance company offers a voluntary excess, choose the highest you can afford. This can reduce your premium.
• Ask about discounts for Advanced Driving qualifications. Visit the Institute of Advanced Motorists www.iam.org.uk for more information.
• Check with your insurance company before making any modifications to your car; they could mean forfeiting low cost car insurance.
• Be careful not to lose your No Claim Discount. It makes a huge difference to premiums
• Garaging your car can reduce premiums considerably.
• If applicable ask for discounts for older drivers. Some companies design low cost policies specifically for the over 50s.
• Driving an imported car with parts that are expensive and hard to replace will increase your premiums, so shop around for insurers who can offer you the best deals. Check the 'Specialist Insurance' category in our directory.
• If you don't use your car much you may be entitled to a discount for low annual mileage.
• There are insurance companies that specialise in providing student car insurance, although the cost of this can vary depending on the type of policy required.