We are about to buy a second car and wondered what people thought of Multicar Insurance policies. Is it as gimmick or does it actually work for people?

Multicar insurance definately saves the pennies and works well. If a member of the policy (apart from yourself) crashes their car it doesn't affect your no claims - that's with Dircet Line anyway.

I have multi car insurance with my wife and definately works out cheaper. A wonderful idea.